Collective funding ratio
Our collective funding ratio is shown here.
The insurance companies report their funding ratio to the Swedish Financial Supervisory Authority. Within the insurance industry a funding ratio of 100 per cent indicates normal funding.
What is collective funding?
Collective funding is a buffer for Alecta’s insurance commitments to protect against fluctuations in investment return and insurance risks. It is the difference between Alecta’s assets and the company’s insurance commitments to policyholders and insured individuals.
Collective solvency policy decided to take effect on June 30, 2006.
The collective solvency is normally allowed to vary between 125 and 155 per cent, with the target 140 per cent. If the level of collective solvency is less than 125 per cent or exceeds 155 per cent, measures are to be taken in order to create conditions for restoring the level of collective solvency to the normal interval.
| 2008 |
Quarter |
Ratio |
|
March |
141.0 per cent |
|
June |
140.0 per cent |
|
September |
126.0 per cent |
|
December |
|
| 2007 |
Quarter |
Ratio |
|
March |
153.0 per cent |
|
June |
164.6 per cent |
|
September |
164.0 per cent |
|
December |
152.0 per cent |
| 2006 |
Quarter |
Ratio |
|
March |
141.7 per cent |
|
June |
142.7 per cent |
|
September |
141.1 per cent |
|
December |
143.1 per cent |
| 2005 |
Quarter |
Ratio |
|
March |
131.0 per cent |
|
June |
128.5 per cent |
|
September |
127.3 per cent |
|
December |
128.5 per cent |
| 2004 |
Quarter |
Ratio |
|
March |
124.4 per cent |
|
June |
124.7 per cent |
|
September |
125.6 per cent |
|
December |
128.0 per cent |
| 2003 |
Quarter |
Ratio |
|
March |
112.0 per cent |
|
June |
117.7 per cent |
|
September |
118.8 per cent |
|
December |
119.9 per cent |