Disability pension

The occupational pension includes a disability pension that provides you with compensation if you have been sick-listed for three months. You may also receive compensation if you have a permanent illness in the form of sickness or activity compensation from the social insurance office. 
Disability pension from Alecta complements the compensation you receive from national insurance and how much you receive depends on your salary. In order to receive a disability pension, you must have been ill for 90 consecutive days or a total of 105 days in different periods over the last 12 months.

How to read the table

The table shows how much you will receive within the different salary levels. First, you receive 10% up to SEK  26,311 and if you earn more than that, you will receive 65% of the remaining salary as shown in the table. A higher salary that that carries entitlement to 32.5% of the upper salary component.

 

Your monthly salary Day Compensation from Alecta
0 - 26,311 91 - 360 10 procent
26,311 - 83,443 91 - t v 65 procent
83,443 - 125,164 91 - t v 32,5 procent

 

How much will you receive if you have a permanent illness?

If your illness results in the social insurance office granting you sickness or activity compensation, you will receive the following disability pension from Alecta.  
Your annual salary, SEK Compensation from Alecta
0 - 321,000 15 procent
321,000 - 1,018,000 65 procent
1,018,000 - 1,527,000 32,5 procent
 

What you should do to obtain a disability pension

In order for you to receive a disability pension from Alecta, your employer must complete a form with details of periods on the sick list and enclose a doctor’s certificate. Then you will receive a disability pension from Alecta on the 25th of each month.      
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Träffa Alecta

Låt våra duktiga föreläsare ge dig en helt ny inblick i din tjänstepension. Här ett urval av våra träffar i början av 2009.